Buying a Resale Property in Cyprus

Purchasing a resale property can be an excellent opportunity — whether you are searching for a permanent residence, a holiday retreat, or a secure long-term investment. However, buying an existing home in Cyprus involves a number of important steps and legal considerations that should be clearly understood before making any commitments. At Delta Estates, we ensure every client is informed, protected, and confident throughout the entire process.

Why Resale Properties Require Extra Attention

Unlike new developments, resale homes come with history — previous ownership, possible renovations, and in some cases unresolved disputes or encumbrances. This makes thorough due diligence essential. With the right professional guidance, the process can be straightforward, transparent, and highly rewarding.

Essential Checks Before Moving Forward

Before signing any agreement or paying a deposit, it’s important to complete the following key steps:

1. Verify the Title Deed

Always confirm that the property has a clean, transferable title deed. This ensures the seller is the legal owner with full rights to transfer ownership.
If title deeds are not yet issued, your lawyer must review the registered Sale Agreement at the Land Registry to validate the seller’s rights and protect your interests.

2. Conduct a Legal Search

A professional legal search will identify any potential issues such as mortgages, court orders, or outstanding taxes associated with the property.
Discovering these early can prevent delays — or help you avoid a problematic purchase entirely.

3. Inspect the Property’s Condition

Resale homes may require maintenance or repairs.
Hiring a qualified surveyor to inspect the structure, plumbing, electrical systems, and overall condition helps you understand potential renovation costs and avoid unexpected expenses after purchase.

4. Verify Planning and Building Permits

Ensure that all extensions, swimming pools, pergolas, or structural renovations were legally approved by the planning authorities.
Unauthorised construction can cause significant delays during resale, create difficulties when arranging utilities, and may require costly legalisation.

5. Understand Taxes and Transfer Fees

Resale properties are exempt from VAT, but you will need to calculate transfer fees based on the property’s market value and the number of buyers involved.
Your Delta Estates consultant can provide accurate estimates in advance to help you plan your budget with confidence.

6. Check Utilities and Communal Expenses

Confirm that electricity, water bills, municipal taxes, and sewerage fees have been fully settled.
If the property is in a building or residential complex, request information about communal fees, maintenance standards, and management arrangements to avoid unexpected future costs.

Extra Tips for a Smooth Resale Purchase

  • Review property boundaries and access rights to eliminate any potential disputes.

  • Visit the property at different times of the day to understand traffic, noise levels, and the overall neighbourhood atmosphere.

  • Clarify exactly what is included in the sale — furniture, electrical appliances, fixtures, or garden equipment.

  • Always work with an independent lawyer who is not connected to the seller or developer.

Why Work With Delta Estates

At Delta Estates, we don’t just show properties — we protect your investment. Our experienced team:

  • Guides you through every legal, financial, and technical check

  • Works closely with trusted lawyers, surveyors, and notaries

  • Ensures full transparency and peace of mind from viewing to title transfer

Buying a resale home is not only a transaction — it’s the beginning of your new chapter in Cyprus.
Delta Estates is here to make that journey secure, smooth, and rewarding.